About IDFC First Credit Card -
Lifetime Free Cards - No joining fee, no annual fee
Railway lounge facility
Never expiring Reward points
Enjoy a Rs 500 welcome voucher on spending Rs 5,000+ and 5% cashback (up to Rs 1,000) on your first EMI transaction, both within the first 30 days of card activation.
Complimentary Roadside Assistance up to 4 instances per year, valued at Rs 1,399 annually
Get access to domestic airport lounges with IDFC FIRST Select card and access to both domestic and international airport lounges with IDFC FIRST Wealth card
Enjoy up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900, valid from 1st to 31st November 2025 (Valid on Apple website and Offline Stores)
Fees & Charges
Joining Fee: Nil
Annual Fee: Nil
Documents Needed
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
Eligibility Criteria
Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs 25,000/monthly
Self Employed: Rs 3,00,000/annum
Credit Score: 710+
New-to-Credit: Not Allowed
How to Avail the Offer
User will be redirected to the Bank's website
Click Apply Now and do OTP verification
Acceptance and approval of the application: Based on successful telephonic verification only - sole discretion of IDFC First Bank
Application will be submitted and a confirmation SMS will be sent on approval of the application
Applying link
